THE COASTAL FLOOD AGENCY
"YOUR Flood Insurance Experts!"
About Us
Flood insurance is our ONLY line of insurance
An independent agency with roots in flood wholesale markets and with
in-house ANFI-accredited expertise, we have access to more flood insurance markets than most carrier-aligned agencies.
This gives our clients better coverage and premium choices.
Home - Business - Condo - Rentals
LENDER-APPROVED MARKETS
Simply contact us or use the online form to get started!
Our markets
NFIP
PRIMARY & EXCESS
PRIVATE
Flood insurance is available under the National Flood Insurance Program (NFIP).
It provides coverage for residential & non-residential buildings & their contents in both high risk as well as low risk areas. Historically, about 25% of all flood losses under the NFIP are in low risk areas.
PRIVATE
PRIMARY & EXCESS
PRIVATE
Private flood insurance covers your home and belongings from damage caused by natural flooding. But what makes it different from NFIP flood insurance is that policies aren't backed by the federal government. The insurance company is responsible for managing its own risk and paying out claims.
PRIMARY & EXCESS
PRIMARY & EXCESS
PRIMARY & EXCESS
A primary flood insurance policy is the first layer of flood coverage. This is the first to respond in the event of a flood and covers the financial cost of a flood claim, up to a specific amount.
Homeowners whose houses would cost more to rebuild than the NFIP flood insurance limit of $250,000 should purchase excess flood insurance.